Rescue Your Finances Before the Holiday Crush

moneyMoney is either a blessing or a curse. Either the surplus of it or the lack of it. Nothing separates friends, spouses and relationships like money. The holiday seasons seem to drain what little money we do have. We have worked hard and we spend freely because we deserve a few nice things. The problem is – credit burns. Black debits follow Black Friday. We spend more than we want to get less than we need. You can’t find simple solutions to hard problems but there are three simple changes to help ease the “money burden” of the holiday season.

Save Some Plan to put a little money back every payday, even if it is only $5.00. Five dollars a week with buy a good tire in three months. Five dollars a week in six months will buy a good used wash machine. Five dollars a week for a year is $240.00 – now that’s a nice start for next years Christmas.

Spend Little Real hard, you say. Yes, but let’s cut it into bite size pieces.

  • Take a list and only buy what is on the list.
  • Don’t go to the store when you are hungry.
  • Make your speciality coffees at home. Google the recipes.
  • Use coupons.
  • Take only the amount of cash you can spend.

Think More Find creative ways to make money or to spend less. One woman made purses out of left over scrap material, sold them and made extra holiday cash. One lady made pumpkin rolls by taking orders from area businesses. One woman did holiday decorating for others, another sold Avon, another cleaned houses for the holidays. Yes, you can do it!

Comment: Can you think of another way to make some holiday cash?

Copyright by Jim Laudell. Materials may not be copied, reproduced or distributed without the written permission from the author. You may share on Facebook, Twitter, and other forms of social media while giving credit to the author


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